Life Insurance

When You Need Life Insurance

Ind_LifeInsMost people think life insurance is intended to replace earnings or cover debt in the event of an untimely death. While these are both important reason to have coverage, life insurance can provide families with solutions to many estate planning issues as well.  The Concentric Insurance team applies trusted analysis of your needs to find you the best solution that benefits you and your survivors.

As an independent agency we have access to hundreds of life insurance companies and products. Our job is to find the best solution to your unique situation. In addition, we have a partnership with an independent underwriting agency that helps us negotiate the best possible rates for our clients. Their knowledge, experience, and industry insight has proven invaluable, especially for clients with preexisting health conditions.

Let us help you with any of the following life insurance benefits:

Covering Debt. This benefit is intended to relieve your survivors of debt accrued and final expenses by providing for survivors and replacing lost income.

Estate Planning. This benefit may include, estate taxes, wealth transfer strategies, business and farm succession, charitable giving, and care for special needs children.

Contact us to determine what type and the amount of life insurance coverage are needed for your situation.

Concentric Insurance
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Our Office:

3636 Westown Parkway, Suite 250
West Des Moines, IA 50265
Phone: 515-225-4838
Fax: 515-224-6803